Is Mutual Savings Assn Safe?
Mutual Savings Assn has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (89/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 32.97% | 100/100 |
| Nonperforming Loan Ratio | 0.57% | 89/100 |
| Liquidity Ratio | 29.06% | 96/100 |
| Return on Assets | 1.75% | 90/100 |
| Total Assets | $0.4B | |
How does Mutual Savings Assn compare?
With a Bank Health Score of 95/100, Mutual Savings Assn sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Kansas, where 159 FDIC-insured banks are headquartered, Mutual Savings Assn ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 32.97% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.57% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mutual Savings Assn's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.79 percentage points to 32.97%. Quarter-over-quarter, the score fell by 1.0 points.
Mutual Savings Assn has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (89/100).