Is Millville Savings Bank Safe?
Millville Savings Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 29.84% | 100/100 |
| Nonperforming Loan Ratio | 0.34% | 93/100 |
| Liquidity Ratio | 59.10% | 100/100 |
| Return on Assets | 0.76% | 50/100 |
| Total Assets | $0.2B | |
How does Millville Savings Bank compare?
With a Bank Health Score of 93/100, Millville Savings Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Millville Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 29.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.34% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Millville Savings Bank's Bank Health Score improved by 15.0 points to 93/100. Tier 1 capital weakened by 0.98 percentage points to 29.84%.
Millville Savings Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).