MILLVILLE SAVINGS BANK
MILLVILLE, NEW JERSEY · FDIC Cert #30183
Capital & Safety Analysis
According to FDIC financial data, MILLVILLE SAVINGS BANK holds a Tier 1 capital ratio of 29.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MILLVILLE SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MILLVILLE SAVINGS BANK shows strong financial health indicators. With $158M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MILLVILLE SAVINGS BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 29.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MILLVILLE SAVINGS BANK holds $158M in total assets and $141M in total deposits. It is located in MILLVILLE, NEW JERSEY (FDIC Certificate #30183).
MILLVILLE SAVINGS BANK has a Tier 1 capital ratio of 29.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.34%, and the return on assets is 0.76%.
Yes. MILLVILLE SAVINGS BANK is FDIC-insured (Certificate #30183). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.