Is Midstates Bank National Assn Safe?
Midstates Bank National Assn has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.14% | 100/100 |
| Nonperforming Loan Ratio | 1.01% | 80/100 |
| Liquidity Ratio | 34.99% | 100/100 |
| Return on Assets | 0.72% | 49/100 |
| Total Assets | $0.6B | |
How does Midstates Bank National Assn compare?
With a Bank Health Score of 89/100, Midstates Bank National Assn sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Midstates Bank National Assn ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 15.14% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.01% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Midstates Bank National Assn's Bank Health Score improved by 1.0 points to 89/100. Tier 1 capital strengthened by 0.76 percentage points to 15.14%.
Midstates Bank National Assn has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (49/100).