MIDSTATES BANK NATIONAL ASSN
COUNCIL BLUFFS, IOWA · FDIC Cert #4465
Capital & Safety Analysis
According to FDIC financial data, MIDSTATES BANK NATIONAL ASSN holds a Tier 1 capital ratio of 15.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDSTATES BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDSTATES BANK NATIONAL ASSN shows strong financial health indicators. With $637M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDSTATES BANK NATIONAL ASSN has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 15.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDSTATES BANK NATIONAL ASSN holds $637M in total assets and $556M in total deposits. It is located in COUNCIL BLUFFS, IOWA (FDIC Certificate #4465).
MIDSTATES BANK NATIONAL ASSN has a Tier 1 capital ratio of 15.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.01%, and the return on assets is 0.72%.
Yes. MIDSTATES BANK NATIONAL ASSN is FDIC-insured (Certificate #4465). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.