Is Mid-Central National Bank Safe?
Mid-Central National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 30.69% | 100/100 |
| Nonperforming Loan Ratio | 0.20% | 96/100 |
| Liquidity Ratio | 28.43% | 94/100 |
| Return on Assets | 0.76% | 50/100 |
| Total Assets | $0.1B | |
How does Mid-Central National Bank compare?
With a Bank Health Score of 92/100, Mid-Central National Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Minnesota, where 225 FDIC-insured banks are headquartered, Mid-Central National Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 30.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.20% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mid-Central National Bank's Bank Health Score fell by 3.0 points to 92/100. Tier 1 capital strengthened by 0.95 percentage points to 30.69%. Quarter-over-quarter, the score rose by 3.0 points.
Mid-Central National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).