MID-CENTRAL NATIONAL BANK
WADENA, MINNESOTA · FDIC Cert #30943
Capital & Safety Analysis
According to FDIC financial data, MID-CENTRAL NATIONAL BANK holds a Tier 1 capital ratio of 30.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MID-CENTRAL NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MID-CENTRAL NATIONAL BANK shows strong financial health indicators. With $120M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MID-CENTRAL NATIONAL BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 30.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MID-CENTRAL NATIONAL BANK holds $120M in total assets and $97M in total deposits. It is located in WADENA, MINNESOTA (FDIC Certificate #30943).
MID-CENTRAL NATIONAL BANK has a Tier 1 capital ratio of 30.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 0.76%.
Yes. MID-CENTRAL NATIONAL BANK is FDIC-insured (Certificate #30943). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.