Is Mcbank Safe?
Mcbank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.51% | 100/100 |
| Nonperforming Loan Ratio | 0.24% | 95/100 |
| Liquidity Ratio | 51.79% | 100/100 |
| Return on Assets | 1.24% | 70/100 |
| Total Assets | $0.4B | |
How does Mcbank compare?
With a Bank Health Score of 96/100, Mcbank sits 26.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Mcbank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 19.51% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.24% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Mcbank's Bank Health Score improved by 6.0 points to 96/100. Tier 1 capital was essentially flat at 19.51%. Quarter-over-quarter, the score rose by 1.0 points.
Mcbank has a Bank Health Score of 96/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (70/100).