Is Martinsville First Sb Safe?
Martinsville First Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 30.96% | 100/100 |
| Nonperforming Loan Ratio | 1.30% | 74/100 |
| Liquidity Ratio | 33.81% | 100/100 |
| Return on Assets | 0.64% | 46/100 |
| Total Assets | $0.0B | |
How does Martinsville First Sb compare?
With a Bank Health Score of 87/100, Martinsville First Sb sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, Martinsville First Sb ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 30.96% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.30% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Martinsville First Sb's Bank Health Score fell by 1.0 points to 87/100. Tier 1 capital weakened by 11.66 percentage points to 30.96%. Quarter-over-quarter, the score rose by 4.0 points.
Martinsville First Sb has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (46/100).