MARTINSVILLE FIRST SB
MARTINSVILLE, VIRGINIA · FDIC Cert #29685
Capital & Safety Analysis
According to FDIC financial data, MARTINSVILLE FIRST SB holds a Tier 1 capital ratio of 30.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MARTINSVILLE FIRST SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MARTINSVILLE FIRST SB shows strong financial health indicators. With $33M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MARTINSVILLE FIRST SB has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 30.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MARTINSVILLE FIRST SB holds $33M in total assets and $26M in total deposits. It is located in MARTINSVILLE, VIRGINIA (FDIC Certificate #29685).
MARTINSVILLE FIRST SB has a Tier 1 capital ratio of 30.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.30%, and the return on assets is 0.64%.
Yes. MARTINSVILLE FIRST SB is FDIC-insured (Certificate #29685). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.