Is Marseilles Bank Safe?
Marseilles Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (12/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.94% | 100/100 |
| Nonperforming Loan Ratio | 0.82% | 84/100 |
| Liquidity Ratio | 55.81% | 100/100 |
| Return on Assets | -0.20% | 12/100 |
| Total Assets | $0.1B | |
How does Marseilles Bank compare?
With a Bank Health Score of 86/100, Marseilles Bank sits 16.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Marseilles Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.94% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.82% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Marseilles Bank's Bank Health Score improved by 35.0 points to 86/100. Tier 1 capital strengthened by 16.94 percentage points to 16.94%. Quarter-over-quarter, the score rose by 33.0 points.
Marseilles Bank has a Bank Health Score of 86/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (12/100).