Is Malvern National Bank Safe?
Malvern National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (48/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.07% | 93/100 |
| Nonperforming Loan Ratio | 0.12% | 98/100 |
| Liquidity Ratio | 38.89% | 100/100 |
| Return on Assets | 0.70% | 48/100 |
| Total Assets | $0.6B | |
How does Malvern National Bank compare?
With a Bank Health Score of 92/100, Malvern National Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Arkansas, where 57 FDIC-insured banks are headquartered, Malvern National Bank ranks above the state average of 66/100 (Grade B).
The bank's Tier 1 capital ratio of 14.07% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.12% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Malvern National Bank's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital weakened by 1.41 percentage points to 14.07%. Quarter-over-quarter, the score rose by 2.0 points.
Malvern National Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (48/100).