Is Madison Valley Bank Safe?
Madison Valley Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (61/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.33% | 87/100 |
| Nonperforming Loan Ratio | 0.70% | 86/100 |
| Liquidity Ratio | 46.99% | 100/100 |
| Return on Assets | 1.03% | 61/100 |
| Total Assets | $0.3B | |
How does Madison Valley Bank compare?
With a Bank Health Score of 87/100, Madison Valley Bank sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Montana, where 33 FDIC-insured banks are headquartered, Madison Valley Bank ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 13.33% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.70% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Madison Valley Bank's Bank Health Score improved by 1.0 points to 87/100. Tier 1 capital strengthened by 0.36 percentage points to 13.33%.
Madison Valley Bank has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (61/100).