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BankHealth

MADISON VALLEY BANK

ENNIS, MONTANA · FDIC Cert #19544

A
Health Score
87/100
$261M
Total Assets
$227M
Total Deposits
13.33%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MADISON VALLEY BANK holds a Tier 1 capital ratio of 13.33%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MADISON VALLEY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.70%
Nonperforming Loans
Low — healthy loan portfolio
46.99%
Liquidity Ratio
Strong — can meet withdrawal demands
1.03%
Return on Assets
Profitable — earning well on assets
$227M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MADISON VALLEY BANK shows strong financial health indicators. With $261M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MADISON VALLEY BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 13.33%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MADISON VALLEY BANK holds $261M in total assets and $227M in total deposits. It is located in ENNIS, MONTANA (FDIC Certificate #19544).

MADISON VALLEY BANK has a Tier 1 capital ratio of 13.33%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 1.03%.

Yes. MADISON VALLEY BANK is FDIC-insured (Certificate #19544). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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