Is Madison Cnty Cmty Bank Safe?
Madison Cnty Cmty Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.44% | 100/100 |
| Nonperforming Loan Ratio | 0.42% | 92/100 |
| Liquidity Ratio | 47.19% | 100/100 |
| Return on Assets | 0.59% | 44/100 |
| Total Assets | $0.2B | |
How does Madison Cnty Cmty Bank compare?
With a Bank Health Score of 92/100, Madison Cnty Cmty Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, Madison Cnty Cmty Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 15.44% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.42% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Madison Cnty Cmty Bank's Bank Health Score fell by 2.0 points to 92/100. Tier 1 capital strengthened by 0.53 percentage points to 15.44%.
Madison Cnty Cmty Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).