MADISON CNTY CMTY BANK
MADISON, FLORIDA · FDIC Cert #35056
Capital & Safety Analysis
According to FDIC financial data, MADISON CNTY CMTY BANK holds a Tier 1 capital ratio of 15.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MADISON CNTY CMTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MADISON CNTY CMTY BANK shows strong financial health indicators. With $183M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MADISON CNTY CMTY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 15.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MADISON CNTY CMTY BANK holds $183M in total assets and $167M in total deposits. It is located in MADISON, FLORIDA (FDIC Certificate #35056).
MADISON CNTY CMTY BANK has a Tier 1 capital ratio of 15.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.42%, and the return on assets is 0.59%.
Yes. MADISON CNTY CMTY BANK is FDIC-insured (Certificate #35056). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.