Is Lusitania Savings Bank Safe?
Lusitania Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (30/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 31.96% | 100/100 |
| Nonperforming Loan Ratio | 0.23% | 95/100 |
| Liquidity Ratio | 38.05% | 100/100 |
| Return on Assets | 0.26% | 30/100 |
| Total Assets | $0.4B | |
How does Lusitania Savings Bank compare?
With a Bank Health Score of 92/100, Lusitania Savings Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Lusitania Savings Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 31.96% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.23% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lusitania Savings Bank's Bank Health Score fell by 1.0 points to 92/100. Tier 1 capital weakened by 4.74 percentage points to 31.96%. Quarter-over-quarter, the score rose by 1.0 points.
Lusitania Savings Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (30/100).