LUSITANIA SAVINGS BANK
NEWARK, NEW JERSEY · FDIC Cert #34058
Capital & Safety Analysis
According to FDIC financial data, LUSITANIA SAVINGS BANK holds a Tier 1 capital ratio of 31.96%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LUSITANIA SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LUSITANIA SAVINGS BANK shows strong financial health indicators. With $389M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LUSITANIA SAVINGS BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 31.96%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LUSITANIA SAVINGS BANK holds $389M in total assets and $314M in total deposits. It is located in NEWARK, NEW JERSEY (FDIC Certificate #34058).
LUSITANIA SAVINGS BANK has a Tier 1 capital ratio of 31.96%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.26%.
Yes. LUSITANIA SAVINGS BANK is FDIC-insured (Certificate #34058). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.