Is Lnb Community Bank Safe?
Lnb Community Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.99% | 100/100 |
| Nonperforming Loan Ratio | 0.13% | 97/100 |
| Liquidity Ratio | 27.69% | 91/100 |
| Return on Assets | 0.86% | 54/100 |
| Total Assets | $0.2B | |
How does Lnb Community Bank compare?
With a Bank Health Score of 92/100, Lnb Community Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Lnb Community Bank ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 16.99% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.13% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lnb Community Bank's Bank Health Score improved by 7.0 points to 92/100. Tier 1 capital strengthened by 0.34 percentage points to 16.99%. Quarter-over-quarter, the score rose by 7.0 points.
Lnb Community Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (54/100).