LNB COMMUNITY BANK
LYNNVILLE, INDIANA · FDIC Cert #4398
Capital & Safety Analysis
According to FDIC financial data, LNB COMMUNITY BANK holds a Tier 1 capital ratio of 16.99%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LNB COMMUNITY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LNB COMMUNITY BANK shows strong financial health indicators. With $173M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LNB COMMUNITY BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 16.99%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LNB COMMUNITY BANK holds $173M in total assets and $142M in total deposits. It is located in LYNNVILLE, INDIANA (FDIC Certificate #4398).
LNB COMMUNITY BANK has a Tier 1 capital ratio of 16.99%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.86%.
Yes. LNB COMMUNITY BANK is FDIC-insured (Certificate #4398). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.