Is Lifestore Bank Safe?
Lifestore Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.41% | 100/100 |
| Nonperforming Loan Ratio | 1.28% | 74/100 |
| Liquidity Ratio | 33.82% | 100/100 |
| Return on Assets | 0.88% | 55/100 |
| Total Assets | $0.4B | |
How does Lifestore Bank compare?
With a Bank Health Score of 88/100, Lifestore Bank sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within North Carolina, where 36 FDIC-insured banks are headquartered, Lifestore Bank ranks above the state average of 73/100 (Grade B).
The bank's Tier 1 capital ratio of 17.41% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.28% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Lifestore Bank's Bank Health Score held roughly steady at 88/100. Tier 1 capital strengthened by 1.00 percentage points to 17.41%. Quarter-over-quarter, the score rose by 1.0 points.
Lifestore Bank has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (55/100).