Is Liberty Bank for Savings Safe?
Liberty Bank for Savings has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (23/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 50.40% | 100/100 |
| Nonperforming Loan Ratio | 0.16% | 97/100 |
| Liquidity Ratio | 31.73% | 100/100 |
| Return on Assets | 0.08% | 23/100 |
| Total Assets | $0.8B | |
How does Liberty Bank for Savings compare?
With a Bank Health Score of 91/100, Liberty Bank for Savings sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Liberty Bank for Savings ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 50.40% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.16% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Liberty Bank for Savings's Bank Health Score fell by 1.0 points to 91/100. Tier 1 capital weakened by 1.50 percentage points to 50.40%.
Liberty Bank for Savings has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (23/100).