Is Lendingclub Bank NA Safe?
Lendingclub Bank NA has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.54% | 100/100 |
| Nonperforming Loan Ratio | 1.25% | 75/100 |
| Liquidity Ratio | 39.60% | 100/100 |
| Return on Assets | 0.68% | 47/100 |
| Total Assets | $9.4B | |
How does Lendingclub Bank NA compare?
With a Bank Health Score of 87/100, Lendingclub Bank NA sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Utah, where 41 FDIC-insured banks are headquartered, Lendingclub Bank NA ranks above the state average of 69/100 (Grade B).
The bank's Tier 1 capital ratio of 15.54% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.25% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Lendingclub Bank NA's Bank Health Score improved by 3.0 points to 87/100. Tier 1 capital strengthened by 0.39 percentage points to 15.54%. Quarter-over-quarter, the score fell by 3.0 points.
Lendingclub Bank NA has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (47/100).