LENDINGCLUB BANK NA
LEHI, UTAH · FDIC Cert #32551
Capital & Safety Analysis
According to FDIC financial data, LENDINGCLUB BANK NA holds a Tier 1 capital ratio of 15.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LENDINGCLUB BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LENDINGCLUB BANK NA shows strong financial health indicators. With $9.4B in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LENDINGCLUB BANK NA has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LENDINGCLUB BANK NA holds $9.4B in total assets and $8.2B in total deposits. It is located in LEHI, UTAH (FDIC Certificate #32551).
LENDINGCLUB BANK NA has a Tier 1 capital ratio of 15.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.25%, and the return on assets is 0.68%.
Yes. LENDINGCLUB BANK NA is FDIC-insured (Certificate #32551). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.