Is Lemont National Bank Safe?
Lemont National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (2/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 23.65% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 84.09% | 100/100 |
| Return on Assets | -0.46% | 2/100 |
| Total Assets | $0.1B | |
How does Lemont National Bank compare?
With a Bank Health Score of 90/100, Lemont National Bank sits 20.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Lemont National Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 23.65% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Lemont National Bank's Bank Health Score fell by 2.0 points to 90/100. Tier 1 capital weakened by 0.37 percentage points to 23.65%. Quarter-over-quarter, the score fell by 1.0 points.
Lemont National Bank has a Bank Health Score of 90/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (2/100).