Is Lee Bank&Trust Co Safe?
Lee Bank&Trust Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 16.45% | 100/100 |
| Nonperforming Loan Ratio | 1.10% | 78/100 |
| Liquidity Ratio | 47.74% | 100/100 |
| Return on Assets | 1.44% | 77/100 |
| Total Assets | $0.3B | |
How does Lee Bank&Trust Co compare?
With a Bank Health Score of 91/100, Lee Bank&Trust Co sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Virginia, where 49 FDIC-insured banks are headquartered, Lee Bank&Trust Co ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 16.45% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.10% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Lee Bank&Trust Co's Bank Health Score improved by 2.0 points to 91/100. Tier 1 capital weakened by 0.64 percentage points to 16.45%. Quarter-over-quarter, the score fell by 2.0 points.
Lee Bank&Trust Co has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (77/100).