LEE BANK&TRUST CO
PENNINGTON GAP, VIRGINIA · FDIC Cert #11582
Capital & Safety Analysis
According to FDIC financial data, LEE BANK&TRUST CO holds a Tier 1 capital ratio of 16.45%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEE BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEE BANK&TRUST CO shows strong financial health indicators. With $250M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEE BANK&TRUST CO has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 16.45%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEE BANK&TRUST CO holds $250M in total assets and $218M in total deposits. It is located in PENNINGTON GAP, VIRGINIA (FDIC Certificate #11582).
LEE BANK&TRUST CO has a Tier 1 capital ratio of 16.45%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.10%, and the return on assets is 1.44%.
Yes. LEE BANK&TRUST CO is FDIC-insured (Certificate #11582). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.