Is Ledyard National Bank Safe?
Ledyard National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (35/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.71% | 90/100 |
| Nonperforming Loan Ratio | 0.19% | 96/100 |
| Liquidity Ratio | 38.56% | 100/100 |
| Return on Assets | 0.36% | 35/100 |
| Total Assets | $0.9B | |
How does Ledyard National Bank compare?
With a Bank Health Score of 89/100, Ledyard National Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Vermont, where 11 FDIC-insured banks are headquartered, Ledyard National Bank ranks above the state average of 75/100 (Grade B).
The bank's Tier 1 capital ratio of 13.71% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.19% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ledyard National Bank's Bank Health Score fell by 4.0 points to 89/100. Tier 1 capital weakened by 3.26 percentage points to 13.71%.
Ledyard National Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (35/100).