LEDYARD NATIONAL BANK
NORWICH, VERMONT · FDIC Cert #33418
Capital & Safety Analysis
According to FDIC financial data, LEDYARD NATIONAL BANK holds a Tier 1 capital ratio of 13.71%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning LEDYARD NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
LEDYARD NATIONAL BANK shows strong financial health indicators. With $907M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
LEDYARD NATIONAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.71%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
LEDYARD NATIONAL BANK holds $907M in total assets and $798M in total deposits. It is located in NORWICH, VERMONT (FDIC Certificate #33418).
LEDYARD NATIONAL BANK has a Tier 1 capital ratio of 13.71%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.19%, and the return on assets is 0.36%.
Yes. LEDYARD NATIONAL BANK is FDIC-insured (Certificate #33418). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.