Is Kleberg Bank N A Safe?
Kleberg Bank N A has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (98/100), while profitability is its weakest area (77/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.84% | 91/100 |
| Nonperforming Loan Ratio | 0.15% | 97/100 |
| Liquidity Ratio | 29.57% | 98/100 |
| Return on Assets | 1.42% | 77/100 |
| Total Assets | $0.7B | |
How does Kleberg Bank N A compare?
With a Bank Health Score of 93/100, Kleberg Bank N A sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Kleberg Bank N A ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.84% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.15% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Kleberg Bank N A's Bank Health Score held roughly steady at 93/100. Tier 1 capital weakened by 0.39 percentage points to 13.84%. Quarter-over-quarter, the score fell by 2.0 points.
Kleberg Bank N A has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (98/100), while profitability is its weakest area (77/100).