Is Kirkpatrick Bank Safe?
Kirkpatrick Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (64/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.78% | 91/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 28.72% | 95/100 |
| Return on Assets | 1.11% | 64/100 |
| Total Assets | $1.0B | |
How does Kirkpatrick Bank compare?
With a Bank Health Score of 92/100, Kirkpatrick Bank sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Oklahoma, where 141 FDIC-insured banks are headquartered, Kirkpatrick Bank ranks above the state average of 64/100 (Grade C).
The bank's Tier 1 capital ratio of 13.78% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Kirkpatrick Bank's Bank Health Score fell by 6.0 points to 92/100. Tier 1 capital weakened by 1.88 percentage points to 13.78%.
Kirkpatrick Bank has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (64/100).