KIRKPATRICK BANK
EDMOND, OKLAHOMA · FDIC Cert #20156
Capital & Safety Analysis
According to FDIC financial data, KIRKPATRICK BANK holds a Tier 1 capital ratio of 13.78%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning KIRKPATRICK BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
KIRKPATRICK BANK shows strong financial health indicators. With $980M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
KIRKPATRICK BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.78%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
KIRKPATRICK BANK holds $980M in total assets and $873M in total deposits. It is located in EDMOND, OKLAHOMA (FDIC Certificate #20156).
KIRKPATRICK BANK has a Tier 1 capital ratio of 13.78%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.11%.
Yes. KIRKPATRICK BANK is FDIC-insured (Certificate #20156). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.