Is Kinmundy Bank Safe?
Kinmundy Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (85/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.00% | 100/100 |
| Nonperforming Loan Ratio | 0.75% | 85/100 |
| Liquidity Ratio | 27.60% | 90/100 |
| Return on Assets | 2.58% | 100/100 |
| Total Assets | $0.1B | |
How does Kinmundy Bank compare?
With a Bank Health Score of 93/100, Kinmundy Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Illinois, where 333 FDIC-insured banks are headquartered, Kinmundy Bank ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 19.00% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.75% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Kinmundy Bank's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital strengthened by 0.35 percentage points to 19.00%.
Kinmundy Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (85/100).