Is Jonesboro State Bank Safe?
Jonesboro State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.41% | 100/100 |
| Nonperforming Loan Ratio | 1.10% | 78/100 |
| Liquidity Ratio | 76.52% | 100/100 |
| Return on Assets | 1.33% | 73/100 |
| Total Assets | $0.8B | |
How does Jonesboro State Bank compare?
With a Bank Health Score of 91/100, Jonesboro State Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within Louisiana, where 93 FDIC-insured banks are headquartered, Jonesboro State Bank ranks above the state average of 63/100 (Grade C).
The bank's Tier 1 capital ratio of 20.41% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.10% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Jonesboro State Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital weakened by 1.05 percentage points to 20.41%. Quarter-over-quarter, the score rose by 12.0 points.
Jonesboro State Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (73/100).