Is Ireland Bank Safe?
Ireland Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (57/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.31% | 95/100 |
| Nonperforming Loan Ratio | 0.06% | 99/100 |
| Liquidity Ratio | 41.20% | 100/100 |
| Return on Assets | 0.93% | 57/100 |
| Total Assets | $0.4B | |
How does Ireland Bank compare?
With a Bank Health Score of 93/100, Ireland Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Idaho, where 8 FDIC-insured banks are headquartered, Ireland Bank ranks above the state average of 80/100 (Grade A).
The bank's Tier 1 capital ratio of 14.31% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.06% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Ireland Bank's Bank Health Score fell by 2.0 points to 93/100. Tier 1 capital was essentially flat at 14.31%. Quarter-over-quarter, the score fell by 2.0 points.
Ireland Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (57/100).