Is Iowa State Savings Bank Safe?
Iowa State Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (65/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 14.41% | 95/100 |
| Nonperforming Loan Ratio | 0.20% | 96/100 |
| Liquidity Ratio | 33.20% | 100/100 |
| Return on Assets | 1.12% | 65/100 |
| Total Assets | $0.3B | |
How does Iowa State Savings Bank compare?
With a Bank Health Score of 94/100, Iowa State Savings Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Iowa State Savings Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 14.41% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.20% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Iowa State Savings Bank's Bank Health Score fell by 2.0 points to 94/100. Tier 1 capital weakened by 0.58 percentage points to 14.41%. Quarter-over-quarter, the score fell by 2.0 points.
Iowa State Savings Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is liquidity (100/100), while profitability is its weakest area (65/100).