IOWA STATE SAVINGS BANK
CRESTON, IOWA · FDIC Cert #8751
Capital & Safety Analysis
According to FDIC financial data, IOWA STATE SAVINGS BANK holds a Tier 1 capital ratio of 14.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning IOWA STATE SAVINGS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
IOWA STATE SAVINGS BANK shows strong financial health indicators. With $257M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
IOWA STATE SAVINGS BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 14.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
IOWA STATE SAVINGS BANK holds $257M in total assets and $229M in total deposits. It is located in CRESTON, IOWA (FDIC Certificate #8751).
IOWA STATE SAVINGS BANK has a Tier 1 capital ratio of 14.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 1.12%.
Yes. IOWA STATE SAVINGS BANK is FDIC-insured (Certificate #8751). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.