Is International Bk of Com Safe?
International Bk of Com has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (70/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.11% | 100/100 |
| Nonperforming Loan Ratio | 0.96% | 81/100 |
| Liquidity Ratio | 22.51% | 70/100 |
| Return on Assets | 3.51% | 100/100 |
| Total Assets | $8.7B | |
How does International Bk of Com compare?
With a Bank Health Score of 87/100, International Bk of Com sits 17.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, International Bk of Com ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 19.11% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.96% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, International Bk of Com's Bank Health Score fell by 6.0 points to 87/100. Tier 1 capital strengthened by 1.27 percentage points to 19.11%. Quarter-over-quarter, the score fell by 10.0 points.
International Bk of Com has a Bank Health Score of 87/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while liquidity is its weakest area (70/100).