Is Interaudi Bank Safe?
Interaudi Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (78/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 19.76% | 100/100 |
| Nonperforming Loan Ratio | 1.10% | 78/100 |
| Liquidity Ratio | 41.63% | 100/100 |
| Return on Assets | 1.50% | 80/100 |
| Total Assets | $2.3B | |
How does Interaudi Bank compare?
With a Bank Health Score of 91/100, Interaudi Bank sits 21.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Interaudi Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 19.76% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 1.10% is in a normal range for a bank this size.
What changed in the last year?
Over the last four quarters, Interaudi Bank's Bank Health Score fell by 2.0 points to 91/100. Tier 1 capital strengthened by 0.43 percentage points to 19.76%.
Interaudi Bank has a Bank Health Score of 91/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while loan quality is its weakest area (78/100).