Is Independent Correspondent Ba Safe?
Independent Correspondent Ba has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 20.79% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 43.46% | 100/100 |
| Return on Assets | 0.75% | 50/100 |
| Total Assets | $0.1B | |
How does Independent Correspondent Ba compare?
With a Bank Health Score of 95/100, Independent Correspondent Ba sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Kentucky, where 103 FDIC-insured banks are headquartered, Independent Correspondent Ba ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 20.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Independent Correspondent Ba's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 2.23 percentage points to 20.79%. Quarter-over-quarter, the score rose by 1.0 points.
Independent Correspondent Ba has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (50/100).