Is Hometown Bank of Pa Safe?
Hometown Bank of Pa has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (46/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 12.69% | 82/100 |
| Nonperforming Loan Ratio | 0.01% | 100/100 |
| Liquidity Ratio | 41.91% | 100/100 |
| Return on Assets | 0.65% | 46/100 |
| Total Assets | $0.4B | |
How does Hometown Bank of Pa compare?
With a Bank Health Score of 88/100, Hometown Bank of Pa sits 18.0 points above the national average of 70/100 for FDIC-insured banks. Within Pennsylvania, where 119 FDIC-insured banks are headquartered, Hometown Bank of Pa ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 12.69% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.01% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Hometown Bank of Pa's Bank Health Score fell by 4.0 points to 88/100. Tier 1 capital weakened by 0.83 percentage points to 12.69%. Quarter-over-quarter, the score fell by 3.0 points.
Hometown Bank of Pa has a Bank Health Score of 88/100 (A), based on FDIC call report data. Its strongest factor is loan quality (100/100), while profitability is its weakest area (46/100).