Is Home Nb of Thorntown Safe?
Home Nb of Thorntown has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 15.58% | 100/100 |
| Nonperforming Loan Ratio | 0.08% | 98/100 |
| Liquidity Ratio | 32.39% | 100/100 |
| Return on Assets | 0.80% | 52/100 |
| Total Assets | $0.2B | |
How does Home Nb of Thorntown compare?
With a Bank Health Score of 95/100, Home Nb of Thorntown sits 25.0 points above the national average of 70/100 for FDIC-insured banks. Within Indiana, where 73 FDIC-insured banks are headquartered, Home Nb of Thorntown ranks above the state average of 70/100 (Grade B).
The bank's Tier 1 capital ratio of 15.58% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.08% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Home Nb of Thorntown's Bank Health Score held roughly steady at 95/100. Tier 1 capital weakened by 0.26 percentage points to 15.58%. Quarter-over-quarter, the score rose by 6.0 points.
Home Nb of Thorntown has a Bank Health Score of 95/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (52/100).