HOME NB OF THORNTOWN
THORNTOWN, INDIANA · FDIC Cert #14225
Capital & Safety Analysis
According to FDIC financial data, HOME NB OF THORNTOWN holds a Tier 1 capital ratio of 15.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning HOME NB OF THORNTOWN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
HOME NB OF THORNTOWN shows strong financial health indicators. With $173M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HOME NB OF THORNTOWN has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 15.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HOME NB OF THORNTOWN holds $173M in total assets and $152M in total deposits. It is located in THORNTOWN, INDIANA (FDIC Certificate #14225).
HOME NB OF THORNTOWN has a Tier 1 capital ratio of 15.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.08%, and the return on assets is 0.80%.
Yes. HOME NB OF THORNTOWN is FDIC-insured (Certificate #14225). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.