Is Hana Bank USA National Assn Safe?
Hana Bank USA National Assn has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 31.79% | 100/100 |
| Nonperforming Loan Ratio | 0.03% | 99/100 |
| Liquidity Ratio | 30.21% | 100/100 |
| Return on Assets | 0.45% | 38/100 |
| Total Assets | $0.5B | |
How does Hana Bank USA National Assn compare?
With a Bank Health Score of 94/100, Hana Bank USA National Assn sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within New Jersey, where 48 FDIC-insured banks are headquartered, Hana Bank USA National Assn ranks above the state average of 72/100 (Grade B).
The bank's Tier 1 capital ratio of 31.79% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.03% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Hana Bank USA National Assn's Bank Health Score held roughly steady at 94/100. Tier 1 capital weakened by 8.89 percentage points to 31.79%. Quarter-over-quarter, the score rose by 7.0 points.
Hana Bank USA National Assn has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (38/100).