Is Guthrie County State Bank Safe?
Guthrie County State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (32/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 18.39% | 100/100 |
| Nonperforming Loan Ratio | 0.11% | 98/100 |
| Liquidity Ratio | 43.93% | 100/100 |
| Return on Assets | 0.30% | 32/100 |
| Total Assets | $0.3B | |
How does Guthrie County State Bank compare?
With a Bank Health Score of 93/100, Guthrie County State Bank sits 23.0 points above the national average of 70/100 for FDIC-insured banks. Within Iowa, where 162 FDIC-insured banks are headquartered, Guthrie County State Bank ranks above the state average of 68/100 (Grade B).
The bank's Tier 1 capital ratio of 18.39% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.11% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Guthrie County State Bank's Bank Health Score held roughly steady at 93/100. Tier 1 capital strengthened by 0.51 percentage points to 18.39%.
Guthrie County State Bank has a Bank Health Score of 93/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (32/100).