GUTHRIE COUNTY STATE BANK
PANORA, IOWA · FDIC Cert #226
Capital & Safety Analysis
According to FDIC financial data, GUTHRIE COUNTY STATE BANK holds a Tier 1 capital ratio of 18.39%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GUTHRIE COUNTY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GUTHRIE COUNTY STATE BANK shows strong financial health indicators. With $264M in assets and a Health Score of 93/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GUTHRIE COUNTY STATE BANK has a Bank Health Score of A (93/100). It holds a Tier 1 capital ratio of 18.39%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GUTHRIE COUNTY STATE BANK holds $264M in total assets and $209M in total deposits. It is located in PANORA, IOWA (FDIC Certificate #226).
GUTHRIE COUNTY STATE BANK has a Tier 1 capital ratio of 18.39%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.11%, and the return on assets is 0.30%.
Yes. GUTHRIE COUNTY STATE BANK is FDIC-insured (Certificate #226). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.