Is Grove Bank&Trust Safe?
Grove Bank&Trust has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 17.17% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 45.99% | 100/100 |
| Return on Assets | -0.03% | 19/100 |
| Total Assets | $1.2B | |
How does Grove Bank&Trust compare?
With a Bank Health Score of 92/100, Grove Bank&Trust sits 22.0 points above the national average of 70/100 for FDIC-insured banks. Within Florida, where 83 FDIC-insured banks are headquartered, Grove Bank&Trust ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 17.17% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Grove Bank&Trust's Bank Health Score held roughly steady at 92/100. Tier 1 capital weakened by 5.90 percentage points to 17.17%. Quarter-over-quarter, the score rose by 1.0 points.
Grove Bank&Trust has a Bank Health Score of 92/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (19/100).