GROVE BANK&TRUST
MIAMI, FLORIDA · FDIC Cert #8018
Capital & Safety Analysis
According to FDIC financial data, GROVE BANK&TRUST holds a Tier 1 capital ratio of 17.17%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GROVE BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GROVE BANK&TRUST shows strong financial health indicators. With $1.2B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GROVE BANK&TRUST has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 17.17%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GROVE BANK&TRUST holds $1.2B in total assets and $936M in total deposits. It is located in MIAMI, FLORIDA (FDIC Certificate #8018).
GROVE BANK&TRUST has a Tier 1 capital ratio of 17.17%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.03%.
Yes. GROVE BANK&TRUST is FDIC-insured (Certificate #8018). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.