Is Greene Cnty Commercial Bank Safe?
Greene Cnty Commercial Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 49.50% | 100/100 |
| Nonperforming Loan Ratio | 0.00% | 100/100 |
| Liquidity Ratio | 98.93% | 100/100 |
| Return on Assets | 0.59% | 44/100 |
| Total Assets | $1.1B | |
How does Greene Cnty Commercial Bank compare?
With a Bank Health Score of 94/100, Greene Cnty Commercial Bank sits 24.0 points above the national average of 70/100 for FDIC-insured banks. Within New York, where 130 FDIC-insured banks are headquartered, Greene Cnty Commercial Bank ranks above the state average of 71/100 (Grade B).
The bank's Tier 1 capital ratio of 49.50% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.00% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Greene Cnty Commercial Bank's Bank Health Score improved by 1.0 points to 94/100. Tier 1 capital strengthened by 5.45 percentage points to 49.50%.
Greene Cnty Commercial Bank has a Bank Health Score of 94/100 (A), based on FDIC call report data. Its strongest factor is Tier 1 capital (100/100), while profitability is its weakest area (44/100).