Is Greater State Bank Safe?
Greater State Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).
Key Data
| Metric | Value | Score |
|---|---|---|
| Tier 1 Capital Ratio | 13.82% | 91/100 |
| Nonperforming Loan Ratio | 0.05% | 99/100 |
| Liquidity Ratio | 25.11% | 80/100 |
| Return on Assets | 1.30% | 72/100 |
| Total Assets | $0.2B | |
How does Greater State Bank compare?
With a Bank Health Score of 89/100, Greater State Bank sits 19.0 points above the national average of 70/100 for FDIC-insured banks. Within Texas, where 321 FDIC-insured banks are headquartered, Greater State Bank ranks above the state average of 74/100 (Grade B).
The bank's Tier 1 capital ratio of 13.82% is the federal regulator's headline measure of bank capital strength — it sits comfortably above the 8% "well-capitalized" threshold.Its nonperforming loan ratio of 0.05% is healthy — most loans are current.
What changed in the last year?
Over the last four quarters, Greater State Bank's Bank Health Score fell by 2.0 points to 89/100. Tier 1 capital weakened by 0.90 percentage points to 13.82%. Quarter-over-quarter, the score rose by 2.0 points.
Greater State Bank has a Bank Health Score of 89/100 (A), based on FDIC call report data. Its strongest factor is loan quality (99/100), while profitability is its weakest area (72/100).